• Show all
  • Popular
  • Hottest
  • Random

Insurance Coupon Code

List of Top Latest Verified Insurance Coupon Code, Offers, Discount Code & Promo for February 2023

Brand Details Offer Description Validity
Health Insurance Coupon Code Receive 25% Off on a yearly Plan February 2023
Car Insurance Offers Up To 55% OFF On Subscription February 2023
Bike Insurance Deals Up to 35% Off on Plans February 2023
Travel Insurance Discount Code Get 40% Off on every referral February 2023
Insurance Promo Code Up to 36% cashback February 2023
Insurance Sale Up to 35% Off on All Insurance February 2023

About Insurance Offers

Car Insurance Policy

Auto insurance protects policyholders against financial ruin in an accident involving their vehicle and another vehicle or an item, theft of the vehicle or its components, flood, fire, and so on.

Protect yourself from financial ruin in an accident involving third-party property or people by purchasing full coverage auto insurance. This includes both natural and artificial disasters. In India, third-party liability insurance is required by law under the Motor Vehicles Act.

What is Car Insurance?

Auto insurance is another common name for car insurance. The purpose of purchasing auto insurance is to safeguard one’s automobile against unforeseen and accidental damage. Its primary benefit is that it safeguards against financial ruin in the face of unforeseen perils. You can use it to protect yourself financially in case of an accident, legal liability, or even theft. Vehicle classification, optional excess, level of coverage, and deductible all play a role in determining your monthly rate. Having car insurance gives you peace of mind when driving. It provides the policyholder with a set of potentially lifesaving resources.

Maintaining these advantages calls for prompt renewal of one’s auto insurance coverage.

  • Comprehensive Car Insurance: The complete form of automobile insurance is known as “Comprehensive,” It covers not only the insured driver and their passengers but also any third-party injuries and property damage that may occur as a result of an accident. The policy covers car accidents, natural disasters, artificial disasters, self-ignition or lightning, explosions, fire, theft, etc.
  • Third-Party Car Insurance: You cannot legally use a motor vehicle in India without obtaining a third-party liability insurance policy. It’s also known as a “Liability Only Car Insurance Policy” because it’s the minimum coverage. The insurance company is responsible for covering medical bills, lost wages, and funeral costs for any third parties injured or killed in an accident caused by the insured’s vehicle. Third-party property damage costs up to Rs. 7.5 Lakh are covered under this policy.
  • Own Damage Car Insurance: The Insurance Regulatory and Development Authority of India (IRDAI) launched Own-Damage auto insurance as a separate product in September 2019. Only the insured’s damages to his or her four-wheeler resulting from a car crash, natural or artificial disaster, fire, explosion, theft, or any other covered peril are covered by this policy. The primary goal of a stand-alone own-damage policy for an automobile is to give the insured a choice in insurers.